🏠Understanding Interest-Rate Buydowns—and How Casly Homes Helps You Save

Andrew
Jun 16
2 min read

What Is an Interest Rate Buydown?

An interest rate buydown is a smart financing tool that allows homebuyers to temporarily lower their mortgage interest rate, reducing their monthly payments during the early years of homeownership. This is typically structured as a:

1‑0 Buydown – 1% rate reduction in the first year
2‑1 Buydown – 2% off in year one, 1% off in year two
3‑2‑1 Buydown – A step-down savings plan over three years

These savings can ease the transition into your new home, giving you more breathing room to settle in, furnish, and plan your future.

Why Buyers Love It

🔻 Lower Payments Now: Save hundreds per month in the early years
🏠 Smooth Transition to Homeownership: Especially helpful for first-time buyers or those adjusting from renting
💸 Maximize Affordability: Qualify for more home without stretching your budget
📈 Long-Term Win: If you plan to refinance or sell before the buydown ends, you’ve enjoyed the savings with no downside

💎 Casly Homes Exclusive: Builder-Funded Rate Buydown

We’ve partnered with trusted lenders to bring you limited-time buydown incentives on select townhomes in our premier communities.

💥 Current Offer:For a limited time, buyers at Cassie’s Landing can receive a builder-funded buydown—on us!

That’s thousands in savings on your monthly payment during the term of your loan. No strings attached. Just a smart way to buy more home for less.

📊 How Much Can You Save?

Scenario	No Buydown	With 2-1 Buydown
Year 1 Monthly Payment	$3,000	$2,400
Year 2 Monthly Payment	$3,000	$2,700
Year 3+ Monthly	$3,000	$3,000
2-Year Savings	–	$7,200+

🎯 Who Should Consider It?

First-time buyers needing lower upfront costs
Buyers with income growth expected in the next few years
Anyone planning to refinance once rates drop
Those with strong credit who want builder-paid incentives

If that’s you, this is your moment.

🕒 Time-Sensitive Incentive

📣 These buydown offers are only available on select homes and for a limited time. We’re currently running a builder-paid buydown special until July 31.

✅ Act fast. Once inventory is gone, so is the deal.

Casly Homes builds more than homes—we build pathways to smart homeownership. And our rate buydown offers are just one more way we help you live better, for less.